Due to an overlook on my part, I underpaid our fees by $49. I do all my bills on-line and paid that bill from memory (which is why I underpaid by $49).
Never thought much of it. We moved, causing a confusing in our mailing address. Well, Bluegreen turned our account over to their collections company which charged us a late fee daily based on our entire fee charge of $469. Bluegreen and their collections company also claimed I didn't pay at all-which after showing them the cancelled checks they stopped that line.
I am presently in negotiations/argument with Bluegreen because I'm fine with paying a late fee for the $49 I underpaid them. But since they charged me a daily late fee on the full amount, I've been charged an additional $458! Presently, I've paid $927 on a $469 bill and my account stills says I owe them 26 cents. Why do I keep paying them?
Because if this goes on my credit report, I'll never get good rates on houses or cars. Bluegreen and their collections company basically charged me nearly 95% in late fees. Um, a little illegal I think.
Last letter I sent gave them 20 days to refund me or I'll get a lawyer involved.