Jackson, Tennessee

The sales people seem to have all the answers to all questions, but be cautious. I told them no from the beginning and they tried ever trick in the book.

The initial cost was $17,500 plus yearly maintenance fees. If you get a loan through them the annual percentage rate was almost 17 percent. No way would I do this and they were told at the end of the presentation. They will try everything to get you to sign.

Also be careful on the enticements. They give you free cruises, but you have to pay $100.00 just to sign up for a cruise.

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